Electronic transactions in Libya surpassed 313.6 billion dinars in 2025, marking unprecedented growth in the country’s digital payment ecosystem, according to statistics released by the Central Bank of Libya (CBL).
Data published on the Government of National Unity’s “Hakomitna” platform show that, up to February 15, 2026, mobile banking subscribers reached 4.29 million. More than 200.7 million transactions were recorded, underscoring a rapid shift towards cashless payments and wider reliance on digital banking services.
The number of point-of-sale (POS) terminals rose to 165,313 in 2025, up from 150,205 in 2024 — an increase of 15,108 terminals. POS transactions totalled 37.8 billion dinars across 288.6 million operations, reflecting the continued expansion of electronic payment infrastructure in markets and retail outlets.
Activated bank cards climbed to 5.5 million, while ATM withdrawals stood at 23.9 million transactions valued at 12.6 billion dinars, signalling that cash usage remains partly embedded despite the growth of digital alternatives. Electronic wallets reached 186,817 accounts, with circulation exceeding 92 million dinars.
Meanwhile, the instant transfer service LYPAY – ONEPAY processed 18.3 million transactions worth 108.7 billion dinars, indicating rising confidence in fast-payment solutions.
The figures point to a structural transformation in consumer behaviour, driven by enhanced digital infrastructure and supportive monetary policies. Authorities expect the surge in electronic payments to help curb the parallel economy, strengthen transparency and improve overall financial system efficiency in the years ahead.
